The direct auto loan works as when you apply for a car loan from the bank, credit union or other financial institutions. You have to submit every necessary document in order to check if you are eligible to have the loan or not and if you qualify the terms you can have a pre-approval loan.
The biggest advantage of having a pre-approved loan in your hand is the loan amount and interest rate. It provides you the option to compare offers and negotiate in order to get the best deal.